Chelsea-+Marielle-Shanay

=media type="custom" key="5659927"== = ===
 * Annual Fee- Yearly fee
 * Annual Percentage Rate (APR)- % for the year
 * Average Daily Balance-An average daily balance is determined by adding each day's balance and then dividing that total by the number of days in a billing cycle.
 * Balance- minnimum
 * Billing Cycle- time when they bill you
 * Cash Advance- when they give you a higher credit limit
 * Charge Card- credit card
 * Collateral- something that you give know and will finsh the payment later
 * Contract- says how long you must keep that card
 * Credit Card- charge card
 * Credit Limit- limited amount of money
 * Credit Report- a report on your credit
 * Credit Risk -the possibility of loss if a borrower defaults on a loan.
 * Debit Card- takes money directly out of your account
 * Ending Balance - Balance at the end